Employee Benefits Information

You should have received an email from Employee Navigator, if you haven't please visit follow the Employee Navigator Account Verification Link.

Your Pin: The last four digits of your Social Security Number

Company Identifier: ClarkstonCommSchools (no spaces)

• You are not allowed to have two medical plans, if you are currently enrolled in a plan and want to move to CCS, Irma will need confirmation that your current plan has been canceled effective date of new coverage. You can give her the confirmation as soon as you get it.
•  If you are covering anyone other than yourself, I will need a copy of your Marriage License and/or Birth Certificates for children.

Printable How to Enroll Guide

Step 1: Log In

Go to www.employeenavigator.com and click Login

• Returning users: Log in with the username and password you selected. Click Reset a forgotten password.

• First-time users: Click on your Registration Link in the email sent to you by your admin or Register as a new user. Create an account, and create your own username and password.

Step 2: Welcome!

After you login click Let’s Begin to complete your required tasks.

Step 3: Onboarding (For first-time users, if applicable)

Complete any assigned onboarding tasks before enrolling in your benefits.
Once you’ve completed your tasks click Start Enrollment to begin your enrollments.

TIP: If you hit “Dismiss, complete later” you’ll be taken to your Home Page. You’ll still be able to start enrollments again by clicking “Start Enrollments.”

Step 4: Start Enrollments

After clicking Start Enrollment, you’ll need to complete some personal & dependent information before moving to your benefit elections.

TIP: Have dependent details handy. To enroll a dependent in coverage, you will need their date of birth and Social Security number.

Step 5: Benefit Elections

To enroll dependents in a benefit, click the checkbox next to the dependent’s name under Who am I enrolling?

Below your dependents, you can view your available plans and the cost per pay. To elect a benefit, click Select Plan underneath the plan cost.

Click Save & Continue at the bottom of each screen to save your elections.

If you do not want a benefit, click Don’t want this benefit? at the bottom of the screen and select a reason from the drop-down menu.

Step 6: Forms

If you have elected benefits that require a beneficiary designation, Primary Care Physician, or completion of an Evidence of Insurability form, you will be prompted to add in those details.

Step 7: Review & Confirm Elections

Review the benefits you selected on the enrollment summary page to make sure they are correct, then click Sign & Agree to complete your enrollment. You can either print a summary of your elections for your records or log in at any point during the year to view your summary online.

TIP: If you miss a step you’ll see Enrollment Not Complete in the progress bar with the incomplete steps highlighted. Click on a step to return and complete it.

Step 8: HR Tasks (if applicable)

To complete any required HR tasks, click Start Tasks.
If your HR department has not assigned any tasks, you're finished!

You can log in to review your benefits 24/7.

• How to Add a Child
  • Once you receive them, please email Irma McLone a copy of your baby’s Birth Certificate (or legal document) and Social Security Card.
• How to Add a Spouse
• How to Remove an Ex-Spouse
• How to Cancel Coverage

2025 - 2026 Employee Cost (Family Coverage) 

• Option 1 Summary Benefits and Coverage
  • Option 1 Benefits at a Glance
• Option 2 Summary Benefits and Coverage
  • Option 2 Benefits at a Glance
• Option 3 Summary Benefits and Coverage
  • Option 3 Benefits at a Glance
• Option 4 Summary Benefits and Coverage
  • Option 4 Benefits at a Glance

• Administrator and Supervisors
• Administrative Assistant (Full Time)
• Bus Driver, Food Service Manager, Food Service Driver
• Central Office Support/Computer Tech Supervisor
• General Custodian
• Head Custodian, Grounds, Mechanics
• Kids Connection/ECC Assistant
• Office Assistant
• Paraeducator, Media Para
• Teacher/ECC Teacher

• Students Away
• HAP EPO Group Policy
• HAP HMO Group Policy
• HAP Formulary Drug List

• Dental - Coordinated Dental (50/50/50)
• Dental - Non Coordinated Dental (100/100/100)
   
• Vision - 2025-2026
• Vision Claim Form

Mechanics, Grounds, Head Custodians, Clasp, CEC

Central Office Support & Technology

Teachers

Administrators and Supervisors

METLIFE SUPPLEMENTAL LIFE INSURANCE

• Statement of Health Form
• Cost and Additional Benefits
• Travel Assistance

• Building Administrator
• Central Office Administrator
• Central Office Support
• Community Education Personnel
• Bus Driver, Clerk, General Custodian, Para Educator, Media Para, Secretary (Part Time)
• Bus Driver, Clerk, General Custodian, Para Educator, Media Para, Secretary (Full Time)
• Supervisors
• Teachers (Part Time)
• Teachers (Full Time)
• Grounds and Maintenance

Health Savings Accounts and Other Tax-Favored Health Plans

HSA Direct Deposit Form

HSA Mobile App Login

If you have questions regarding your HSA account, please contact Mary Beth Rogers (mbrogers@clarkston.k12.mi.us) or call 248-623-5410

TSA 403(B) Employee Retirement Plan Information 

2025 Annual Notices

Authorized 403B Investment Provider List

COBRA Information